The Department of Veterans Affairs Appraiser Panel is one of the last remaining true bastions of appraisal independence. The VA panel is not open to all applicants who qualify. Each applicant is screened and their resume must show a minimum of five years experience in appraising residential properties. Letters attesting to the appraiser's character and experience as a residential appraiser must be submitted. A demonstration appraisal must be performed and/or samples of the appraisers work to be reviewed. Tammie S. Daughety became a member of the VA Appraiser Panel in 2012 and is proud to be a part of a program that serves our distinguished veterans..

The FHA publishes a list of approved appraisers for each state - Tammie S. Daughety of the NC Appraisal Center is on the roster of approved appraisers for North Carolina.  A certain amount of the regular training Tammie receives deals strictly with comprehending the FHA's documentation as well as their rules and procedures.

Tammie is proud to be a member of NCREAA,
the North Carolina Real Estate Appraiser Association.
She has served as the state association treasurer since January 2014,
was the NCREAA Crystal Coast Chapter Secretary for 2013-2015
and is the current NCREAA Crystal Coast Chapter President for 2016-2017. 

In addition, Tammie Daughety has achieved the status of CDA, the additional designation awarded by the North Carolina Professional Appraisers Coalition - NCPAC.

  • NCPAC is a Proud Sponsor of the Appraisal Foundation, authorized by Congress as the source of Appraisal Standards and Appraiser Qualifications.

Contact the
NC Appraisal Center
if you need an appraisal performed for a VA or FHA secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender takes care of all the money in the loan - the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all homebuyers, FHA loan programs are designed to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Remember that the lender working with the the FHA is permitted to pick which appraisers they work with, unlike the VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower incomes or less starting funds to put down on a mortgage are assisted the most from FHA loan programs.

Tammie S. Daughety, CDA